Fraud is a broad category that includes various types of criminal offenses which all involve using deception to achieve personal financial gain. Penalties for fraud offenses range widely, but they can consist of significant terms of incarceration and high fines. A Collin County fraud lawyer may be able to represent your interests when you are charged with a fraud offense.

The prosecution of fraud cases is often complex and requires a large volume of documentary evidence. A knowledgeable defense lawyer may be able to provide you with the level of advocacy that you will need when facing criminal charges with potentially severe penalties.

Fraud in Collin County

Federal and state fraud laws cover various areas in which fraud offenses may arise, and many of these offenses coincide. Some fraud offenses result from the financial sector, including mortgage fraud, bank fraud, check fraud, and credit card fraud. Other offenses stem from the healthcare industry, such as insurance fraud and Medicaid or Medicare fraud.

Many fraud offenses that utilize mail, wire, and Internet communications are subject to separate charges for using those systems of communications for fraudulent purposes. Likewise, many fraud offenses utilize forgery as a means of carrying out fraud offenses. As the penalties for fraud convictions may be severe, contacting a fraud lawyer in Collin County may be imperative to a favorable resolution of any criminal charges.

Writing Bad Checks

Check fraud is a relatively common low-level fraud offense in Collin County. This offense may consist of writing bad checks or writing checks on accounts that the person knows have insufficient funds, using checks that belong to others without their permission to pay for goods, and knowingly accepting stolen checks. Check fraud also may include theft, forgery, and identity theft, depending on the circumstances.

According to Tex. Pen. Code § 32.41, it generally is a Class C misdemeanor to pass bad checks, although if the check is for a child support payment, then the offense is a Class B misdemeanor. In addition to criminal penalties, those who pass bad checks also must pay restitution to the person or establishment allegedly targeted. As the penalties for check fraud may include jail time in some circumstances, consulting a fraud attorney in Collin County for advice may be wise.

Offenses Related to Credit

Under Tex. Pen. Code § 32.32, it is unlawful to make any materially false or misleading written statements when trying to obtain credit. These statements could occur in the course of applying to get a mortgage loan or a vehicle loan. Misrepresenting annual income to get a credit card also can constitute credit fraud.

A variation on credit fraud is outlined in Tex. Pen. Code § 32.31, which makes it illegal for individuals to use a credit or debit card to commit deception for their financial benefit. This offense can include using credit cards belonging to others without consent, using expired or revoked credit cards, or using false identification to use credit cards belonging to others.

Credit fraud may be a misdemeanor or felony offense, depending on the facts of the situation. The level of the crime and the accompanying penalties are dependent on the value of the credit involved in the fraud. As a result, the penalties can range from no jail time on a Class C misdemeanor involving credit valued at less than $100, to decades in prison on a first-degree felony offense valued at $300,000 or more.

Work with a Collin County Fraud Attorney

Fraud offenses can be simple transactions involving a few hundred dollars or complex schemes involving the embezzlement of thousands of dollars. Whatever the circumstances, an offense involving deception and finances is not a positive item to appear on a background check by prospective employers. A Collin County fraud lawyer may be able to assist you in avoiding or minimizing the potential consequences of a fraud conviction.

While fraud charges may seem intimidating, they are highly defensible in many instances. Rather than merely accepting the inevitable, obtain legal counsel and begin building a strong defense to any charges you are facing. Call now to learn more.